'Resourceful' is just another word for ‘prepared'.
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I work hard to give you everything you need for a successful, enjoyable real estate transaction.
I’m happy to provide you with a few of the tools you need to prepare in the pages below. Once you’ve armed yourself with a little bit of knowledge and are ready to act, get me on your side for a smoother, faster, less stressful transaction. I look forward to working for you! Steve |
Calculators
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Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.
Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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| Loan Amount: |
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| Loan Insurance (
%): |
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| Total Loan(Mortgage) Amount: |
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| Principal & Interest: |
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| Homeowners Insurance: |
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| Property Taxes: |
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| Condo Fees: |
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| Monthly Loan Insurance (%): |
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| Total Monthly Payment: |
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| Income Needed to Qualify for the Mortgage |
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| Total Monthly Loan Payment: |
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| Total Monthly Debt Payment: |
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| Monthly Loan Insurance (%): |
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| Qualifying Income of
% GDS Ratio: |
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| Qualifying Income of % TDS Ratio: |
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| What You Can Afford |
| We are using the % ratio.
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| Cost of House: |
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| Down Payment: |
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| Loan Value: |
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| Monthly Principal & Interest: |
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| Monthly Insurance: |
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| Monthly Property Tax: |
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| Monthly Condo Fees: |
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| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
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Moving Checklist
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Planning is key!
The logistics of relocating can be crazy, in order to help keep things straight it is good to have a "Plan". Having a plan in place can assist in preventing unexpected problems from arising and to reduce the overall stress of moving. There are many items to consider in the move from departure to destination. For example, you may need to find a job for your partner, arrange local housing, schooling, medical and banking facilities, transportation and much more. Here are a few items that you may find useful Request this checklist of items to remember when moving by completing the form below. The checklist will be emailed to you automatically.
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